Access to Capital

NSBA has been the leading voice in Washington, D.C. urging lawmakers to support policies that make financing more accessible to small businesses. From ensuring small businesses are protected from deceptive credit card practices to funding and improving SBA’s various lending programs, NSBA knows that financing is the lifeblood of the small business.

Improve Access to Capital 

NSBA urges Congress to support critical SBA lending programs, increase credit unions’ small-business lending cap and remove barriers to small-business capital formation.

Credit-Card Reform

NSBA urges Congress to enact protections for America’s small-business owners who rely on credit cards for financing and may not be fully covered under the Credit CARD Act.

Swipe Fee Reform

NSBA is calling on lawmakers and regulators to protect and further the improvements made to the interchange market in 2011 to enhance fairness and transparency.

Bank Examiners and Small Business Credit Scores

NSBA urges lawmakers and regulators to address banks’ over reliance on credit scores and seek alternative methods of evaluating the soundness of small-business loans.

Credit Union Limits

NSBA urges lawmakers to increase the cap on credit union small-business lending as one avenue to address the ongoing credit crunch that is crippling small-business growth.

SBA Lending

NSBA urges Congress to recognize and protect SBA’s lending objectives and support any efforts to further enhance small-business lending through the SBA programs.